Underwriting Companies

Underwriting Companies - Property and Casualty

Each of our property and casualty principal businesses operates separately. Here is a list of underwriting companies that they may currently be using along with their respective principal places of business.

Kemper Preferred

Kemper Independence Insurance Company¹
12926 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 10914
State of Domicile: Illinois CA COA: 07664

Unitrin Advantage Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 10881
State of Domicile: New York

Unitrin Auto and Home Insurance Company¹
12926 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 16063
State of Domicile: New York CA COA: 07738

Unitrin Safeguard Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 40703
State of Domicile: Wisconsin

Unitrin Preferred Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 25909
State of Domicile: New York

Trinity Universal Insurance Company¹
12696 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 19887
State of Domicile: Texas CA COA: 3549

Trinity Universal Insurance Company also reinsures business underwritten by Home State County Mutual Insurance Company, an unaffiliated company and managed by Kemper General Agency, Inc.

Valley Property & Casualty Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258 
NAIC #: 10698
State of Domicile: Oregon

Kemper Auto

Alliance United Insurance Company
CA COA: 08977
9121 Oakdale Ave, Suite 201, Chatsworth, CA 91311
NAIC #10920
State of Domicile: California

Alpha Property & Casualty Insurance Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 38156
State of Domicile: Wisconsin

Charter Indemnity Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 37524
State of Domicile: Texas

Unitrin County Mutual Insurance Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 29351
State of Domicile: Texas
Specialty Lines writes business in this company without using an MGA.

Financial Indemnity Company¹ CA COA: 08986;
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 19852
State of Domicile: Illinois

Kemper Direct²

Unitrin Direct Insurance Company
200 East Randolph Street, STE. 3300, Chicago, IL 60601
NAIC #:10226
State of Domicile: Illinois 
CA COA: 4658-1

Unitrin Direct Property & Casualty Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC #: 10915
State of Domicile: Illinois CA 
COA: 4591-4

Merastar Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 31968
State of Domicile: Illinois 
CA COA:2384-6

Response Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 43044
State of Domicile: Illinois 
CA COA: 2995-9

Response Worldwide Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 26050
State of Domicile: Illinois 
CA COA: 2354-9

Response Worldwide Direct Auto Insurance Company
200 East Randolph Street, STE.3300, Chicago, Illinois 60601
NAIC# 20133
State of Domicile: Illinois

Warner Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 26085
State of Domicile: Illinois

With respect to business managed by Kemper Direct General Agency, Inc.: Home State County Mutual Insurance Company, a nonaffiliate, P.O. Box 8036, Waco, Texas 76714. Note: Although this business is written by a nonaffiliate, it is 100% reinsured by Kemper affiliate, Trinity Universal Insurance Company, 12790 Merit Drive, Suite 400, Dallas, Texas 75251.

With respect to business managed by Kemper Direct General Agency, Inc.: Unitrin County Mutual Insurance Company, an affiliate, P.O. Box 22368, Dallas, Texas 75222.

Underwriting Companies - Life

Kemper Life

United Insurance Company of America
Home Office: 200 East Randolph Street, Suite 3300, Chicago, IL 60601 
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 69930
State of Domicile: Illinois

Capitol County Mutual Fire Insurance Company
Home Office: Executive Center II, 8360 LBJ Freeway, Suite 400, Dallas, TX 75243 
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 29211
State of Domicile: Texas

Mutual Savings Fire Insurance Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 31178
State of Domicile: Alabama

Mutual Savings Life Insurance Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 66397
State of Domicile: Alabama

Old Reliable Casualty Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 36625
State of Domicile: Missouri

The Reliable Life Insurance Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 68357
State of Domicile: Missouri

United Casualty Insurance Company of America
Home Office: 200 East Randolph Street, Suite 3300, Chicago, IL 60601
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 11142
State of Domicile: Illinois

Union National Fire Insurance Company
Home Office: 3636 S. Sherwood Forest Blvd., Baton Rouge, LA 70816
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 12998
State of Domicile: Louisiana

Union National Life Insurance Company
Home Office: 3636 S. Sherwood Forest Blvd., Baton Rouge, LA 70816
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 69779
State of Domicile: Louisiana

Commonwealth Mutual Fire Insurance Company
Home Office: 3600 W. Broad Street, Ste. 166, Richmond, VA 23230-4013
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 13106
State of Domicile: Virginia

  1. These companies maintain a Certificate of Authority to transact insurance in California. The Certificate of Authority number for each of these companies is listed after “CA COA.”
  2. The Kemper Direct underwriting companies also write business under the Kemper Select brand.