Underwriting Companies
Underwriting Companies - Property and Casualty
Each of our property and casualty principal businesses operates separately. Here is a list of underwriting companies that they may currently be using along with their respective principal places of business.
Kemper Preferred
Kemper Independence Insurance Company¹
12926 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 10914
State of Domicile: Illinois CA COA: 07664
Unitrin Advantage Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 10881
State of Domicile: New York
Unitrin Auto and Home Insurance Company¹
12926 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 16063
State of Domicile: New York CA COA: 07738
Unitrin Safeguard Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 40703
State of Domicile: Wisconsin
Unitrin Preferred Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 25909
State of Domicile: New York
Trinity Universal Insurance Company¹
12696 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 19887
State of Domicile: Texas CA COA: 3549
Trinity Universal Insurance Company also reinsures business underwritten by Home State County Mutual Insurance Company, an unaffiliated company and managed by Kemper General Agency, Inc.
Valley Property & Casualty Insurance Company
12926 Gran Bay Parkway West, Jacksonville, Florida 32258
NAIC #: 10698
State of Domicile: Oregon
Kemper Auto
Alliance United Insurance Company
CA COA: 08977
9121 Oakdale Ave, Suite 201, Chatsworth, CA 91311
NAIC #10920
State of Domicile: California
Alpha Property & Casualty Insurance Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 38156
State of Domicile: Wisconsin
Charter Indemnity Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 37524
State of Domicile: Texas
Unitrin County Mutual Insurance Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 29351
State of Domicile: Texas
Specialty Lines writes business in this company without using an MGA.
Financial Indemnity Company¹ CA COA: 08986;
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 19852
State of Domicile: Illinois
Kemper Direct²
Unitrin Direct Insurance Company
200 East Randolph Street, STE. 3300, Chicago, IL 60601
NAIC #:10226
State of Domicile: Illinois
CA COA: 4658-1
Unitrin Direct Property & Casualty Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC #: 10915
State of Domicile: Illinois CA
COA: 4591-4
Merastar Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 31968
State of Domicile: Illinois
CA COA:2384-6
Response Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 43044
State of Domicile: Illinois
CA COA: 2995-9
Response Worldwide Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 26050
State of Domicile: Illinois
CA COA: 2354-9
Response Worldwide Direct Auto Insurance Company
200 East Randolph Street, STE.3300, Chicago, Illinois 60601
NAIC# 20133
State of Domicile: Illinois
Warner Insurance Company
200 East Randolph Street, STE. 3300, Chicago, Illinois 60601
NAIC# 26085
State of Domicile: Illinois
With respect to business managed by Kemper Direct General Agency, Inc.: Home State County Mutual Insurance Company, a nonaffiliate, P.O. Box 8036, Waco, Texas 76714. Note: Although this business is written by a nonaffiliate, it is 100% reinsured by Kemper affiliate, Trinity Universal Insurance Company, 12790 Merit Drive, Suite 400, Dallas, Texas 75251.
With respect to business managed by Kemper Direct General Agency, Inc.: Unitrin County Mutual Insurance Company, an affiliate, P.O. Box 22368, Dallas, Texas 75222.
Underwriting Companies - Life
Kemper Life
United Insurance Company of America
Home Office: 200 East Randolph Street, Suite 3300, Chicago, IL 60601
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 69930
State of Domicile: Illinois
Capitol County Mutual Fire Insurance Company
Home Office: Executive Center II, 8360 LBJ Freeway, Suite 400, Dallas, TX 75243
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 29211
State of Domicile: Texas
Mutual Savings Fire Insurance Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 31178
State of Domicile: Alabama
Mutual Savings Life Insurance Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 66397
State of Domicile: Alabama
Old Reliable Casualty Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 36625
State of Domicile: Missouri
The Reliable Life Insurance Company
12115 Lackland Road, St. Louis, MO 63146
NAIC # 68357
State of Domicile: Missouri
United Casualty Insurance Company of America
Home Office: 200 East Randolph Street, Suite 3300, Chicago, IL 60601
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 11142
State of Domicile: Illinois
Union National Fire Insurance Company
Home Office: 3636 S. Sherwood Forest Blvd., Baton Rouge, LA 70816
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 12998
State of Domicile: Louisiana
Union National Life Insurance Company
Home Office: 3636 S. Sherwood Forest Blvd., Baton Rouge, LA 70816
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 69779
State of Domicile: Louisiana
Commonwealth Mutual Fire Insurance Company
Home Office: 3600 W. Broad Street, Ste. 166, Richmond, VA 23230-4013
Administrative Office: 12115 Lackland Road, St. Louis, MO 63146
NAIC # 13106
State of Domicile: Virginia
- These companies maintain a Certificate of Authority to transact insurance in California. The Certificate of Authority number for each of these companies is listed after “CA COA.”
- The Kemper Direct underwriting companies also write business under the Kemper Select brand.