California Consumer Privacy Act
Privacy Notice
Last Updated: February 27, 2026
This notice (“CCPA Notice”) describes how Kemper and our brands, affiliates, and subsidiaries (“Kemper", “‘we”, “us”, or “our”) collect, use, and disclose Personal Information of California residents who interact with us as consumers, job applicants or employees (“Consumers”) or in the course of their work for another company (“B2B Contacts”). We provide this CCPA Notice pursuant to the California Consumer Privacy Act, as amended by the California Privacy Rights Act (the “CCPA”) and as a supplement to Kemper’s other privacy policies or notices, including our Privacy Policy (https://www.kemper.com/privacy-policy). In the event of a conflict between this CCPA Notice and the Privacy Policy, or other Kemper privacy policies, this CCPA Notice shall govern as to the rights of California Consumers and B2B Contacts under the CCPA. Capitalized terms that are used in this CCPA Notice shall have the meaning given to them in the Privacy Policy unless otherwise noted.
PI Not Covered by this CCPA Notice.
This CCPA Notice does not cover information that is outside of the scope of the CCPA, including:
- Certain personal information may be may be subject to, and regulated by, other federal and state laws such as the Health Insurance Portability and Accountability Act, the California Confidentiality of Medical Information Act, the Gramm-Leach-Bliley Act, the California Financial Information Privacy Act, the Fair Credit Reporting Act, the Driver’s Privacy Protection Act, or the California Insurance Information and Privacy Protection Act (California Insurance Code §§ 791–791.28). To the extent personal information is collected, used, disclosed, or otherwise processed in compliance with and subject to these laws, such information may be exempt from certain requirements of the CCPA.
- Publicly available information that is lawfully made available from federal, state, or local government records, or information that we have a reasonable basis to believe is lawfully made available to the general public by you, by widely distributed media, or by a person to whom you have disclosed the information if you have not restricted the information to a specific audience.
- Deidentified, aggregated, or publicly available information.
PI We Collect and Why We Collect It
“Personal Information” or “PI” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with you. Within the past 12 months, we have collected and may collect the following categories of PI about California Consumers and B2B Contacts:
Category of Personal Information | Categories of Sources from which Information was Collected | Purposes for Collection |
|---|---|---|
Identifiers, including real name, alias, postal address, unique personal identifier, online identifier, IP address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers | Directly from you Automatically from your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems, as well as from monitoring use of our premises, systems, devices, and networks Information created internally through analytics, modeling, and risk scoring Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance‑support organizations Service Providers that help us to run our business (including IT, hosting, security, analytics, marketing, lead aggregators, call center, and operational vendors) as well as HR support vendors Third parties involved in insurance and insurance agency services such as auto repair shops, community affiliate associations, medical providers, motor vehicle report providers, and credit bureaus, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Ad Networks, Social Media Platforms, and other marketing or advertising partners Data Brokers, and commercial data suppliers Publicly available or government sources | To provide our products and services To communicate with you To facilitate services you provide as a B2B Contact To support our websites and mobile apps, including customizing your user experience For marketing purposes To show you relevant ads while you browse the internet or use social media For analytics, research and development, or to otherwise improve our business To comply with applicable laws and regulations To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Personal records described in Cal. Civ. Code § 1798.80(e), including name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or other financial information, medical information, or health insurance information | Directly from you Automatically from your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems, as well as from monitoring use of our premises, systems, devices, and networks Information created internally through analytics, modeling, and risk scoring Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance‑support organizations Service Providers that help us to run our business (including IT, hosting, security, analytics, marketing, lead aggregators, call center, and operational vendors) as well as HR support vendors Third parties involved in insurance and insurance agency services such as auto repair shops, community affiliate associations, medical providers, motor vehicle report providers, and credit bureaus, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Data Analytics Providers Ad Networks, Social Media Platforms, and other marketing or advertising partners Data Brokers, and commercial data suppliers Publicly available or government sources | To provide our products and services To communicate with you To facilitate services you provide as a B2B Contact To support our websites and mobile apps, including customizing your user experience For marketing purposes To show you relevant ads while you browse the internet or use social media For analytics, research and development, or to otherwise improve our business To comply with applicable laws and regulations To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Characteristics of protected classifications under California or federal law, including age and date of birth, race, ancestry, ethnic origin, sex, gender, sexual orientation, gender identity, religion or creed, military or veteran status, medical condition, genetic information, disability, marital status | Directly from you Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance‑support organizations Service Providers that help us to run our business as well as HR support vendors Third parties involved in insurance and insurance agency services such as auto repair shops, community affiliate associations, medical providers, motor vehicle report providers, and credit bureaus, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Ad Networks, Social Media Platforms, and other marketing or advertising partners Data Brokers, and commercial data suppliers | To provide our products and services For marketing purposes For analytics, research and development, or to otherwise improve our business To comply with applicable laws and regulations To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies | Directly from you Automatically from your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems Information created internally through analytics, modeling, and risk scoring Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance‑support organizations Service Providers that help us to run our business (including IT, hosting, security, analytics, marketing, lead aggregators, call center, and operational vendors) as well as HR support vendors Third parties involved in insurance and insurance agency services as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Ad Networks, Social Media Platforms, and other marketing or advertising partners Data analytics providers Data Brokers, and commercial data suppliers Publicly available or government sources | To provide our products and services To support our websites and mobile apps, including customizing your user experience For marketing purposes To show you relevant ads while you browse the internet or use social media For analytics, research and development, or to otherwise improve our business To comply with applicable laws and regulations To detect and protect against malicious, deceptive, fraudulent or illegal activity In connection with your employment with us |
Internet or other electronic network activity information, including browsing history, search history, and information regarding your interactions with our websites, applications, or advertisements | Automatically from your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems, as well as from monitoring use of our premises, systems, devices, and networks Service Providers that help us to run our business (including IT, hosting, security, analytics, marketing, lead aggregators, call center, and operational vendors) as well as HR support vendors Ad Networks, Social Media Platforms, and other marketing or advertising partners Data analytics providers | To support our websites and mobile apps, including customizing your user experience For marketing purposes To show you relevant ads while you browse the internet or use social media For analytics, research and development, or to otherwise improve our business To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Geolocation data | Automatically from your device and interactions with our services, including your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems Service Providers that help us to run our business, as well as HR support vendors Ad Networks, Social Media Platforms, and other marketing or advertising partners If you enroll in a Kemper telematics program, we collect driving-related information directly from you Publicly available or government sources
| To support our websites and mobile apps, including customizing your user experience For marketing purposes For underwriting and rating To show you relevant ads while you browse the internet or use social media For analytics, research and development, to otherwise improve our business or products, to provide aggregated or anonymized information to regulators, to improve the telematics application and devices To prevent, detect, investigate, and protect against malicious, deceptive, fraudulent or illegal activity To support subrogation or litigation, and to comply with legal and regulatory obligations To support core insurance operations, including policy administration, customer service, and internal analytics To assist in investigating and handling claims, and making coverage or liability determinations To consider you for employment at our company In connection with your employment with us |
Audio, electronic, visual, thermal, olfactory, or similar information, including photographs, audio, and video recordings | Directly from you (e.g., when you speak with us on a recorded phone line or engage with us via teleconferencing) Automatically from your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems, as well as from monitoring use of our premises, systems, devices, and networks Service Providers that help us to run our business, as well as HR support vendors Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance-support organizations Third parties involved in insurance and insurance agency services, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries | To provide our products and services To communicate with you For analytics, research and development, or to otherwise improve our business To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Professional or employment-related information Recruitment information (such as skills, qualifications, references, recommendations, and other information included in a CV, application form, or cover letter); Information relating to professional licenses, training, disciplinary actions, and membership in professional organizations; Onboarding and human resources records (including engagement documents, employment contracts, start date, job positions/titles, department, usernames and passwords used to access our systems, work history, working hours/time sheets, training records, and professional memberships); Details of salary, bonus, benefits, payroll records; retirement plan information (including details of your retirement accounts); Medical, parental, family, vacation, and other leave and associated records, including details of the types of and reasons for leave being taken, duration of leave, and leave-related correspondence; Performance and appraisal information, including performance improvement plans, targets, and objectives; Training records; Disciplinary and grievance information; Any termination of employment documentation, including resignation letters, dismissal letters, minutes of meetings, settlement agreements and related correspondence.
| Directly from you Automatically from your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems, as well as from monitoring use of our premises, systems, devices, and networks Information created internally through analytics, modeling, and risk scoring Service Providers that help us to run our business (including IT, hosting, security, analytics, marketing, lead aggregators, call center, and operational vendors) as well as HR support vendors Third parties involved in insurance and insurance agency services such as auto repair shops, community affiliate associations, medical providers, motor vehicle report providers, and credit bureaus, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Publicly available or government sources | To provide our products and services To communicate with you To facilitate services you provide as a B2B Contact For marketing purposes To show you relevant ads while you browse the internet or use social media For analytics, research and development, or to otherwise improve our business To comply with applicable laws and regulations To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company (e.g., reviewing and processing applications, assessing skills and qualifications, conducting interviews, verifying references and professional licenses, performing background and employment eligibility checks, and communicating with you about opportunities) In connection with your employment with us (e.g., onboarding and maintaining personnel records, administering payroll, compensation and benefits, managing leave and accommodations, conducting performance evaluations and training, handling disciplinary or grievance matters, workforce planning, and complying with legal and regulatory obligations)
|
Inferences used to create a profile reflecting someone’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes | Drawn from the other categories of Personal Information we collect, including information collected directly from you, automatically through your use of our systems and services, and from third parties, as well as from the following sources: Data Analytics Providers Ad Networks, Social Media Platforms, and other marketing or advertising partners Data Brokers and commercial data suppliers Service providers and business partners that support our operations | To support our websites and mobile apps, including customizing your user experience For marketing purposes To show you relevant ads while you browse the internet or use social media For analytics, research and development, or to otherwise improve our business To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
The categories of PI we may collect include the following categories of Sensitive PI:
Category of Sensitive Personal Information | Categories of Sources from which Information was Collected | Purposes for Collection |
|---|---|---|
Personal Information that reveals a person’s Social Security, driver’s license, state identification card, or passport number | Directly from you Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance-support organizations Service Providers that help us to run our business, as well as HR support vendors Third parties involved in insurance and insurance agency services, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Publicly available or government sources | To provide our products and services To comply with applicable laws and regulations To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Personal Information that reveals an account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account | Directly from you when you create or access an account, make a payment, or otherwise interact with our services Automatically when you access or use your account or complete transactions through our services From our service providers, such as payment processors, financial institutions, and security or fraud-prevention vendors From our affiliates and subsidiaries From other third parties authorized by you | To provide our products and services To detect and protect against malicious, deceptive, fraudulent or illegal activity To consider you for employment at our company In connection with your employment with us |
Precise geolocation (location within a radius of 1,850 feet). | Automatically from your device and interactions with our services, including your devices, browsers, telematics interactions, and your activity on our websites, mobile apps, emails, and other systems Directly from you. If you enroll in a Kemper telematics program, we may collect driving-related information directly from you | To provide our products and services To detect and protect against malicious, deceptive, fraudulent or illegal activity To support our websites and mobile apps, including customizing your user experience For marketing purposes For underwriting and rating For analytics, research and development, or to otherwise improve our business or products, to provide aggregated or anonymized information to regulators, to improve the telematics application and devices To support subrogation or litigation, and to comply with legal and regulatory obligations To support core insurance operations, including policy administration, customer service, and internal analytics To assist in investigating and handling claims, and making coverage or liability determinations |
Personal Information collected and analyzed concerning a person’s health | Directly from you Information received from insurance institutions, agents, brokers, reinsurers, claims administrators, policyholders, adjusters, and insurance-support organizations Service Providers that help us to run our business, as well as HR support vendors Third parties involved in insurance and insurance agency services, as well as third parties supporting recruitment and employment processes Affiliates and subsidiaries Publicly available or government sources | To provide our products and services In connection with your employment with us |
How Long We Keep Your Personal Information
We keep the categories of Personal Information described above for as long as necessary or permitted for the purposes described in this Notice or otherwise authorized by law. This generally means holding PI for as long as one of the following apply:
- Your PI is reasonably necessary to manage our operations, to manage your relationship with us, or to satisfy another purpose for which we collected the information;
Your PI is reasonably necessary to carry out a disclosed purpose that is reasonably compatible with the context in which the PI was collected;
The PI is reasonably necessary to protect or defend our rights or property (which will generally relate to applicable laws that limit actions in a particular case); or
We are otherwise required or permitted to keep your information by applicable laws or regulations.
Where PI is used for more than one purpose, we will retain it until the purpose with the latest period expires. For more information about our retention policies, please contact us using the contact details below.
How We Disclose, Share, and Sell Personal Information
We may disclose Personal Information as indicated below. The first chart shows the categories of Personal Information we disclose to our service providers and contractors for a business or commercial purpose. Although we do not sell Personal Information in exchange for money, some of our advertising practices or other disclosures of PI to third parties under circumstances where the third parties may use the information for their own purposes may be classified as “sales” or “sharing” under California law. The second chart shows the categories of Personal Information we may share for purposes of cross-context behavioral advertising or otherwise “sell,” as that term is defined under California law. We do not have actual knowledge that we sell or share the PI of California residents under 16 years of age.
Disclosures for a Business or Commercial Purpose
Category of Personal Information | Categories of Recipients to which Information was Disclosed | Purposes for Disclosure | |
|---|---|---|---|
Personal Information | |||
| Identifiers | Service Providers that help us to run our business (e.g., financial institutions and payment processors, technical support, analytics, communications and marketing services, promotions, call centers, web hosting and monitoring services, and event- related services, among other), as well as HR support vendors Lienholders, assignees, lessors, or persons with a legal interest Fraud investigation partners Motor vehicle, credit, claims history providers Consumer reporting agencies Auto repair shops Medical providers, or contractors servicing claims Government entities, regulators, and law enforcement Affiliates, insurance, institutions, insurance-support organizations, reinsurers, agents, and insurance brokers, claim administrators, adjusters, and examiners Policyholders, claimants Others as permitted or required by law | Providing our products and services Processing payments Communicating with you Supporting our websites and mobile apps, including debugging and repair of errors Registration for events, memberships, accounts, etc. Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity To comply with applicable laws and regulations Relating to hiring and employment |
Personal records | Service Providers that help us to run our business (e.g., financial institutions and payment processors, technical support, analytics, communications and marketing services, promotions, call centers, web hosting and monitoring services, and event- related services, among other), as well as HR support vendors Lienholders, assignees, lessors, or persons with a legal interest Fraud investigation partners Motor vehicle, credit, claims history providers Consumer reporting agencies Auto repair shops Medical providers, or contractors servicing claims Government entities, regulators, and law enforcement Affiliates, insurance, institutions, insurance-support organizations, reinsurers, agents, and insurance brokers, claim administrators, adjusters, and examiners Policyholders, claimants Others as permitted or required by law | Providing our products and services Processing payments Communicating with you Supporting our websites and mobile apps, including debugging and repair of errors Registration for events, memberships, accounts, etc. Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity To comply with applicable laws and regulations Relating to hiring and employment | |
Characteristics of protected classifications | Service Providers that help us to run our business, as well as HR support vendors Lienholders, assignees, lessors, or persons with a legal interest Fraud investigation partners Motor vehicle, credit, claims history providers Consumer reporting agencies Auto repair shops Medical providers, or contractors servicing claims Government entities, regulators, and law enforcement Affiliates, insurance, institutions, insurance-support organizations, reinsurers, agents, and insurance brokers, claim administrators, adjusters, and examiners Policyholders, claimants | Providing our products and services To comply with applicable laws and regulations Relating to hiring and employment | |
Commercial information | Service Providers that help us to run our business (e.g., financial institutions and payment processors, technical support, analytics, communications and marketing services, promotions, call centers, web hosting and monitoring services, and event- related services, among other), as well as HR support vendors Lienholders, assignees, lessors, or persons with a legal interest Fraud investigation partners Motor vehicle, credit, claims history providers Consumer reporting agencies Auto repair shops Medical providers, or contractors servicing claims Government entities, regulators, and law enforcement Affiliates, insurance, institutions, insurance-support organizations, reinsurers, agents, and insurance brokers, claim administrators, adjusters, and examiners Policyholders, claimants | Providing our products and services Processing payments Communicating with you Registration for events, memberships, accounts, etc. Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity To comply with applicable laws and regulations Relating to hiring and employment | |
Internet or other electronic network activity information | Service Providers that help us to run our business (e.g., technical support, analytics, communications and marketing services, promotions, and web hosting and monitoring services) Operating systems, internet service providers, and platforms Affiliates, Agents, and Insurance Brokers Others as permitted or required by law | Supporting our websites and mobile apps, including debugging and repair of errors Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity Relating to hiring and employment | |
| Geolocation | Service Providers that help us to run our business (e.g., technical support, analytics, claims handling, communications and marketing services, database services, and web hosting and monitoring services, among other) Regulators, law enforcement, or other government entities, when required by law or in response to valid legal process Affiliates, agents, and insurance brokers, claims representatives, mechanics, or repair facilities Others as permitted or required by law | Supporting our websites and mobile apps, including debugging and repair of errors Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business or products, to provide aggregated or anonymized information to regulators, to improve the telematics application and devices or our telematics application and devices For underwriting and rating To support subrogation or litigation, and to comply with legal and regulatory obligations To support core insurance operations, including policy administration, customer service, and internal analytics To assist in investigating and handling claims, and making coverage or liability determinations Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity |
| Audio, electronic, visual, thermal, olfactory, or similar information | Service Providers that help us to run our business (e.g., technical support, analytics, communications and marketing services, promotions, call centers, and event-related services, among other) Government entities Affiliates, Agents, and Insurance Brokers Others as permitted or required by law | Providing our products and services Communicating with you Registration for events, memberships, accounts, etc. Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity To comply with applicable laws and regulations Relating to hiring and employment |
| Professional or employment-related information | Service Providers that help us to run our business (e.g., financial institutions and payment processors, technical support, analytics, communications and marketing services, promotions, call centers, and event-related services, among other) Government entities Affiliates, Agents, and Insurance Brokers Consumer reporting agencies, Professional or job-related websites, application providers. Data providers Social networking platforms Others as permitted or required by law | Providing our products and services Communicating with you Registration for events, memberships, accounts, etc. Marketing and advertising (except for cross-context behavioral advertising) Short-term, transient use, including, but not limited to, non-personalized advertising For analytics, research and development, or to otherwise improve our business Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity To comply with applicable laws and regulations Relating to hiring and employment |
Sensitive Personal Information | |||
| Social security, driver’s license, state identification card, or passport number | Service Providers that help us to run our business (e.g., financial institutions and payment processors) Advisors including law firms, accountants, auditors, and tax advisors Lienholders, assignees, lessors, or persons with a legal interest Fraud investigation partners Motor vehicle, credit, claims history providers Consumer reporting agencies Auto repair shops Medical providers, or contractors servicing claims Government entities, regulators, and law enforcement Affiliates, insurance, institutions, insurance-support organizations, reinsurers, agents, insurance brokers, claim administrators, adjusters, and examiners Others as permitted or required by law | Providing our products and services Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity To comply with applicable laws and regulations Relating to hiring and employment |
Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account | Service Providers that help us to run our business (e.g., technical support, and web hosting and monitoring services)
| Supporting our websites and mobile apps, including debugging and repair of errors Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity Relating to hiring and employment | |
Precise geolocation | Service Providers that help us to run our business (e.g., technical support, telematics services, analytics, and web hosting and monitoring services) | Providing and improving our products and services Operating, maintaining and supporting our websites and mobile apps, telematics systems or apps, including debugging and repair of errors Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity Relating to hiring and employment | |
| Personal Information collected and analyzed concerning a person’s health | Service Providers that help us to run our business Advisors including law firms, accountants, auditors, and tax advisors Medical providers, or contractors servicing claims Affiliates, insurance, institutions, insurance-support organizations, reinsurers, agents, and insurance brokers, claim administrators, adjusters, and examiners Others as permitted or required by law | Providing our products and services Ensuring security and integrity, and to detect and protect against malicious, deceptive, fraudulent or illegal activity |
Sale and Sharing of Personal Information
Category of Personal Information | Categories of Third Parties to which Information was Sold or Shared | Purposes for Selling / Sharing |
|---|---|---|
Identifiers | Ad networks, search and social media platforms, other online advertising partners, and some types of analytics providers | Cross-context behavioral advertising and some types of analytics |
Commercial information | ||
Internet or other electronic network activity information | ||
Geolocation data | ||
Inferences |
Rights Relating to Your Personal Information
If you are a California Consumer, a Kemper Job Applicant, employee or B2B Contact, you have the right to submit requests related to your PI as described below.
Right to Know. You have the right to know what Personal Information we have collected about you, which includes:
- The categories of Personal Information we have collected about you, including
The categories of sources from which the Personal Information was collected
Our business or commercial purposes for collecting, selling, or sharing Personal Information
The categories of recipients to which we disclose Personal Information
The categories of Personal Information that we sold, and for each category identified, the categories of third parties to which we sold that particular category of Personal Information
The categories of Personal Information that we disclosed for a business purpose, and for each category identified, the categories of recipients to which we disclosed that particular category of Personal Information
A copy of the specific pieces of Personal Information we have collected about you
How to Request Deletion. You have the right, subject to certain conditions and exceptions, to request that we delete your PI that we have collected directly from you and are maintaining. If you prefer to exercise more limited control of your PI, you may cancel or modify the email marketing communications you receive from us by following the instructions contained within our promotional emails.
How to Request Correction of Inaccurate Information. If you believe that Personal Information we maintain about you is inaccurate, you have the right, subject to certain restrictions, to request that we correct that information.
Right to Opt Out of Sales and Sharing of Personal Information. The CCPA gives you the right to opt out of the sale of your PI and to request that we do not share your PI for cross-context behavioral advertising purposes. To opt-out, please click on the following link https://www.kemper.com/?otgeo=us,ca. If you choose to use the Global Privacy Control (GPC) browser signal, you will be opted out of cookie-based sales or sharing of Personal Information, and will need to turn it on for each browser you use. To submit a request to opt out of offline sales and sharing, please use our webform: https://www.kemper.com/form/privacyrights-form
Right to Limit Use and Disclosure of Sensitive Personal Information. We do not engage in uses or disclosures of Personal Information that would trigger the right to limit use of sensitive personal information under the CCPA.
Right to Non-Discrimination for the Exercise of Your Privacy Rights. If you choose to exercise any of your privacy rights under the CCPA, you will not receive discriminatory treatment by us.
How to Exercise Your Rights
Directly. To exercise any of the rights outlined in the preceding section, please use:
our webform https://www.kemper.com/form/privacyrights-form, or
call our toll-free number, 800-790-3340
Through An Authorized Agent. An authorized agent may submit a request on your behalf using the webform or toll-free number listed above. We may require the authorized agent to provide proof that you gave the agent signed permission to submit the request. Depending on the type of request, we may also require that you either verify your identity directly with us or directly confirm with us that you provided the authorized agent permission to submit the request.
Verification Process. Whether you submit your request to us directly or through an authorized agent, we must first verify your identity. The information we need to verify your identity will differ depending on the type of request and our relationship with you. Please note that, if you submit a request to know, request to delete, or request to correct, you may be asked to log into your account if you already have an account with us, or to provide PI that we will match against our records to verify your identity. In some cases, we may also use third-party identity verification services to verify your identity.
How to Contact Us
If you have questions regarding this Policy or the CCPA Notice, you can contact us by email at privacy@kemper.com. If you prefer to write, our address is Kemper Privacy Team, 200 East Randolph Street, Suite 3300, Chicago, IL 60601.