With Kemper Life CornerstoneTM Whole Life Insurance, you can give the ones you love the gift of peace of mind and a promise of protection that will be there when they need it. Your coverage lasts a lifetime with benefits designed to help ease financial burdens and protect your family's future.
Reliable. Flexible. Lifelong. Secure.
Why choose Kemper Life CornerstoneTM Whole Life Insurance?
Fixed premiums
Your premium won't increase over time. What you pay at the start is what you will continue to pay for the life of your policy.*
Lifetime coverage
Your policy stays in place for life, offering dependable protection whenever your family needs it most.*
Guaranteed benefits for your loved ones
A tax-free benefit goes to your beneficiaries that may help ease financial expenses, like burial costs.*
Kemper Life Options
With the right policy in place, you’ll gain peace of mind today and provide protection for the people you love. Discover which type of insurance is right for you.
Additional features and benefits**
Customize your policy with added benefits that support your needs and lifestyle.
Waiver of premium
If you become seriously ill or disabled, this feature can help by waiving your premium payments while keeping your policy active.
Protection for your family
You can add coverage for other family members to ensure broader security for those that matter most.
Accidental death benefit
Adds an extra level of protection for your loved ones in the event of a fatal accident.
Additional term insurance
Short term, flexible coverage to help cover loans, income loss, or other financial obligations.
Accelerate benefits
Allows access to a portion of your policy’s death benefit in the event of a terminal illness diagnosis.
Life stage options
Whether you’re newly married, expanding your family, buying a home, or preparing for retirement, we offer tailored coverage to meet your changing needs.
Whole Life Insurance Frequently Asked Questions
Whole life insurance is a type of permanent life insurance that may provide coverage for your entire lifetime, as long as premiums are paid.
The earlier, the better. Buying whole life insurance at a younger age typically means lower premiums and more time for your policy to build cash value.
Yes. As long as you keep up with your premium payments, your whole life policy will remain in force, providing lifelong protection.
One of our licensed agents can help you start a free, no-obligation quote. We’ll walk you through your options and answer any questions you have. Connect with our team today, and we’ll take care of the rest.




