Get budget-friendly personal auto insurance from the Kemper Auto family of companies. As a leading insurer, we offer customizable and flexible policies while helping you save with discounts. For drivers who’ve faced coverage challenges in the past, trust Kemper to help get back on the road.
Get your auto insurance quote in minutes with these qualifying discounts:
Prior Coverage Discount
Get a discount if you’ve had prior coverage with any company! Show proof of past coverage (such as your old insurance card) to qualify.
Advanced Purchase Discount
Save just by planning ahead. Get a discount when you buy a policy that starts after the date you purchase it.
Homeowner Discount
Save more if you or another driver on your policy has home insurance for the address listed on your car insurance policy.
Find a Local Agent
Get expert guidance on affordable car insurance from a local Kemper agent. An agent can guide you through the personal or commercial auto insurance process.
Customizable Auto Insurance Coverage Options
From liability-only car insurance to “full coverage,” Kemper offers personalized policies with these coverage options:
Required in most states, this type of coverage helps pay for another person’s damages if you’re at fault in a covered accident. It includes property damage and bodily injury.
24/7 emergency services such as towing, jump-start, fuel delivery, lockout, and tire change, so you can get help and get back on the road.
If an at-fault driver hits you and doesn’t have insurance or has insufficient insurance, this coverage can help pay for your own damages after a covered accident.
Helps pay for your own vehicle damage after a covered traffic accident, like a car crash, regardless of who is at fault.
Helps pay for repairs or replacement of your vehicle after covered events like theft, vandalism, fires, hail, falling objects, etc.
Known as “no-fault insurance,” it can help pay for your and your passengers’ medical bills, lost wages, rehabilitation, and funeral expenses after a covered accident, regardless of who is at fault.
A useful add-on that helps pay for a rental vehicle or transportation costs when your car is under repair after a covered accident.
Frequently Asked Questions
When people talk about “full coverage,” they usually mean a policy that combines liability, collision, and comprehensive coverage. Kemper offers these coverages and more! Talk to a local agent to discuss whether full coverage makes sense for you.
Each state has its own minimum car insurance requirements. The “right amount” of coverage depends on personal factors like driving habits and risks. A local agent can assist you in figuring out what types of coverage make sense for your needs and budget.
Yes, Kemper Auto has options available, even if you only have a non-standard ID like a Matrícula Consular, foreign/international license, or passport. Acceptable IDs vary by state. Find a local agent to learn more.
Yes, Kemper Auto offers affordable SR-22 certificate options for suspended, revoked, or canceled driver’s licenses.
If your state requires liability coverage only, you can get a policy with this coverage with Kemper.
Interested agents can apply by filling out this form.
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