Accidents and illnesses happen all the time, but we never expect them to happen to us. If it does hit home, what financial safeguards do you have in place to help you through that situation? Kemper Life Accident and Health Insurance provides a lump-sum cash benefit to help ease the financial hardships of accidents and first occurrence heart attack and cancer, so you can focus on your health instead of worrying about medical bills.
Choose the Right Kemper Life Insurance Policy
Accident Insurance
Provides cash benefits for daily necessities when accidents happen. Depending on your policy, it may help protect you and your family from the financial impact of injuries, travel accidents, or accidental death. Kemper Life Accident Insurance helps fill the gaps your health plan may leave.
Why Accident insurance?
• It helps ease the financial burden if you have loved ones or someone in your care who relies on your income.
• It offers peace of mind if your lifestyle involves risks such as traveling, playing sports, riding a motorcycle, or working a physically demanding job.
• It helps protect your finances by filling the gaps your health insurance plan may leave behind, such as medical bills, time off work, and everyday expenses.
Benefits of Kemper Life Accident Insurance
- Lump-sum cash payout
- Covers out-of-pocket expenses
- Peace of mind
Accident Insurance
Provides cash benefits for daily necessities when accidents happen. Depending on your policy, it may help protect you and your family from the financial impact of injuries, travel accidents, or accidental death. Kemper Life Accident Insurance helps fill the gaps your health plan may leave.
Why Accident insurance?
• It helps ease the financial burden if you have loved ones or someone in your care who relies on your income.
• It offers peace of mind if your lifestyle involves risks such as traveling, playing sports, riding a motorcycle, or working a physically demanding job.
• It helps protect your finances by filling the gaps your health insurance plan may leave behind, such as medical bills, time off work, and everyday expenses.
Benefits of Kemper Life Accident Insurance
- Lump-sum cash payout
- Covers out-of-pocket expenses
- Peace of mind
First Occurrence Cancer Insurance
Helps protect you and your family if you’re diagnosed with cancer. This policy provides a lump-sum cash benefit upon first diagnosis*, which can be used any way you choose.
Why cancer insurance?
• It helps protect your finances by filling the gaps your health insurance plan may leave behind, such as medical bills, time off work, and everyday expenses.
• If cancer runs in your family this policy offers extra protection.
• It helps ease the financial burden if you have loved ones or someone in your care who relies on your income.
Benefits of Kemper Life First Occurrence Cancer Insurance
- Extra protection when cancer runs in your family
- Lump-sum cash payout
- Peace of mind
*Exclusions apply, see policy
First Occurrence Cancer Insurance
Helps protect you and your family if you’re diagnosed with cancer. This policy provides a lump-sum cash benefit upon first diagnosis*, which can be used any way you choose.
Why cancer insurance?
• It helps protect your finances by filling the gaps your health insurance plan may leave behind, such as medical bills, time off work, and everyday expenses.
• If cancer runs in your family this policy offers extra protection.
• It helps ease the financial burden if you have loved ones or someone in your care who relies on your income.
Benefits of Kemper Life First Occurrence Cancer Insurance
- Extra protection when cancer runs in your family
- Lump-sum cash payout
- Peace of mind
*Exclusions apply, see policy
First Occurrence Heart Attack Insurance
Helps provide coverage for you and your loved ones if you have a heart attack. It pays a lump-sum cash benefit upon first diagnosis*, which can be used any way you choose.
Why heart attack insurance?
• If heart attacks run in your family this policy offers extra protection.
• It helps ease the financial burden if you have loved ones or someone in your care who relies on your income.
• It helps protect your finances by filling the gaps your health insurance plan may leave behind, such as medical bills, time off work, and everyday expenses.
Benefits of Kemper Life First Occurrence Heart Attack Insurance
- Extra protection when heart attacks run in your family
- Lump-sum cash payout
- Protect your peace of mind
*Exclusions apply, see policy
First Occurrence Heart Attack Insurance
Helps provide coverage for you and your loved ones if you have a heart attack. It pays a lump-sum cash benefit upon first diagnosis*, which can be used any way you choose.
Why heart attack insurance?
• If heart attacks run in your family this policy offers extra protection.
• It helps ease the financial burden if you have loved ones or someone in your care who relies on your income.
• It helps protect your finances by filling the gaps your health insurance plan may leave behind, such as medical bills, time off work, and everyday expenses.
Benefits of Kemper Life First Occurrence Heart Attack Insurance
- Extra protection when heart attacks run in your family
- Lump-sum cash payout
- Protect your peace of mind
*Exclusions apply, see policy
Accident and Health Frequently Asked Questions
Accident insurance provides cash benefits that may help cover expenses resulting from injuries, travel accidents, or accidental death.
Anyone who relies on their income to support others, lives an active lifestyle, or wants to protect their finances from unexpected medical costs may benefit from accident insurance.
Coverage may include slips and falls, car or bike accidents, sports injuries, burns, sprains, fractures, and some workplace injuries. See your policy for full details or speak with an agent to learn more.
Accident insurance may help fill financial gaps that your health plan may not cover, such as deductibles, lost wages, or everyday living expenses.
Kemper Life pays cash benefits directly to you, allowing you to use the funds for costs like medical bills, rent or mortgage, groceries, or however else you may need.
Kemper Life Accident Insurance is often an affordable option for added peace of mind. Talk to an agent today to get a quote.
Our agents are ready to assist you in getting the right policy. Learn more today by visiting our website to find an agent near you.
Our Kemper Life agents are ready to assist you in getting the right policy. Learn more today by visiting our website to find an agent near you.
Kemper Life Health Insurance is often an affordable option for added peace of mind. Talk to an agent today to get a quote.
Kemper Life provides a lump-sum cash benefit when you are diagnosed with cancer for the first time. This benefit can be used as supplemental income to major medical/life coverage or for any expenses resulting from the diagnosis. Certain restrictions may apply.
Cancer insurance can be worth it in some situations, but whether it’s a smart choice for you depends on your health risks, finances, and what your current insurance already covers. Talk to an agent today to learn more about a policy that’s right for you.
Heart attack insurance is a policy that pays you a lump-sum cash benefit if you’re diagnosed with a covered heart-related condition, like a heart attack, or sometimes other serious heart-related illnesses or surgeries (like bypass surgery). Certain restrictions may apply.
The First Occurrence heart attack policy may provide a lump-sum cash benefit to the policyholder when they are diagnosed with having a heart attack for the first time. This benefit may be used to cover any expenses related to the diagnosis. Certain restrictions may apply. Talk to your agent to learn more.
This plan covers first diagnosis of a heart attack or first major heart surgery only. If the proposed insured has already had a heart related diagnosis, they would not be eligible for first occurrence heart coverage.