Kemper Auto Coverage


Affordable Car Insurance in an Ever-Changing World
Kemper Auto specializes in personal auto insurance options for anyone who may have had difficulty obtaining or maintaining insurance coverage in the past. We offer flexible policies and comprehensive coverage options that range from basic to robust, allowing you to choose the coverage that meets your needs and your budget. 

Kemper Auto offers a variety of standard coverage options, including:

  • Annual Policies - The ability to lock in low rates for an entire year, to help you save money longer.
  • Roadside Assistance - 24/7 towing, jump-start, fuel delivery, lockout, and tire change services to assist customers when their vehicle is disabled get to a repair shop or back on the road. 

Kemper Auto Frequently Asked Questions

Is it possible to get coverage without a driver's license?
Kemper Auto has policy options available even for those who only have State IDs, Matricula Consular, or International Licenses.

Can I get coverage if I have a suspended driver's license?
Kemper Auto offers affordable SR-22 coverage for suspended, revoked, or canceled driver’s licenses.

Will Kemper Auto cover a reconditioned vehicle?
Yes, and some policyholders may be able to get liability and full coverage on their reconditioned vehicle.

What discounts are available?
You can learn more about available Kemper Auto discounts here or by reaching out to a local independent agent.

In some states, new customers can get a 10% discount just by sharing their driving habits via the Kemper Co-Pilot mobile app. As of March 1, 2024, customers in Arizona, Georgia, Florida, and Texas can save with Kemper Co-Pilot when they buy a new policy. More states coming soon!

Where can I go to find an independent insurance agent in my neighborhood?
You can find a local independent insurance agent through our Find an Agent tool.

How can interested independent agents get appointed to sell Kemper Auto insurance?
Interested agents can apply by filling out this form.

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all underwriting companies. All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.


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