Kemper Life Insurance Guaranteed Issue Coverage
When standard coverage is not an option
A Kemper Guaranteed Issue Life policy covers individuals who may otherwise be disqualified from a standard life insurance policy, such as someone with a health issue. It can help cover final expenses and other debts, to protect family and loved ones.
No medical exam is required, and no medical questions are asked. If the applicant is between the ages of three and 80, they may already be approved provided they are not terminally ill or residing in or confined to a hospice, hospital, nursing home, other care facility, or receiving home health care including home oxygen.
Benefits and Payments
Guaranteed Issued policies from Kemper also offer guaranteed rates, so it accumulates cash and loan value over time for its beneficiaries. Premiums are level throughout the life of the policy’s payment period. Find out if guaranteed issued life insurance is the right type of policy to assist your family financially during a difficult time.
Life insurance provided by: The Reliable Life Insurance Company, United Insurance Company of America, Union National Life Insurance Company, Mutual Savings Life Insurance Company. Accident and Health insurance provided by: The Reliable Life Insurance Company, United Insurance Company of America, Union National Life Insurance Company, Mutual Savings Life Insurance Company. Property and Casualty insurance provided by: United Casualty Insurance Company of America, Old Reliable Casualty Company, Mutual Savings Fire Insurance Company, Union National Fire Insurance Company, Commonwealth Mutual Fire Insurance Company, and Capitol County Mutual Fire Insurance Company. Home Office, St. Louis, Missouri. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products. Please contact your agent or nearest district office for more information.