Insurance Insights

Your go-to spot for all things insurance, from terms to policies and everything in between. Kemper wants you to stay up-to-date and in-the-know about the latest insurance tips and trends so you can make informed decisions that ensure your protection and peace of mind.

Woman with blue car is looking at a sign that says "Auto Insurance"

How Does Car Insurance Work?

This quick video explains the four most common types of car insurance and how they work in case of an accident.

The word "Insurance" in a dictionary is being highlighted with a green highlighter

Auto Insurance Coverage Glossary

Definitions of the different types of coverage that can be combined to form an auto insurance policy

Illustration showing a red car and a blue car stopped at a stoplight.

Safe Driving Awareness

Learn about recent driving trends, how to spot bad driving habits, and how to be a safer driver to help keep our communities safe.

What is a Phantom Vehicle?

June 21, 2023 by Kemper

Learn more about miss-and-run accidents and how you can protect yourself against them.

How is My Commercial Auto Insurance Premium Determined?

June 20, 2023 by Kemper

Insurance companies may use a variety of details to determine your commercial auto policy premium. Learn what factors could impact your business.

What is Personal Injury Protection (PIP) Insurance and How Can it Help Protect My Business?

May 26, 2023 by Kemper

Did you know Personal Injury Protection (PIP) coverage is for more than just injuries? Learn more about Commercial PIP and why your business might want it.

What Does High-Risk Commercial Auto Insurance Mean for My Business?

April 19, 2023 by Kemper

Personal driving records for your company's employees could impact your commercial auto rates and ability to do business.

How Does Uninsured and Underinsured Motorist Coverage Help Protect My Business?

April 13, 2023 by Kemper

Your company vehicle was just hit by a driver who has little to no insurance. Now what?