Kemper Personal Insurance Condo Coverage


Individualized Coverage for Individual Units
As specialists in homeowners insurance, we understand the needs of condominium owners. It’s important to know that the insurance purchased by your condo association protects the building and liability in common areas. But it doesn't cover your individual unit and everything inside your home.

Select from three insurance policies products: Kemper Prime Home Essentials, Kemper Prime Home Enhanced, and Kemper Prime Home Elite*, which provide varying depth and breadth of protection. All three products can help protect you from property and liability risks:

  • Property - Damage caused by perils such as fire, lightning, smoke, windstorm, hail, burglary, vandalism, and more.
  • Liability - Helps cover you if you unintentionally damage the property of others or cause injury.

Kemper Prime Home Enhanced and Kemper Prime Home Elite automatically include valuable added protections, such as water backup coverage, or help with expenses and getting your credit restored if your identity is stolen.

These two policies also include our Blanket Property Limit, which expands coverage by combining the limits of all property coverage categories into a single maximum we could pay for a covered loss in any one of the categories.

Condo Insurance Frequently Asked Questions

What discounts and savings options are available?
Several discounts and saving opportunities are available to help keep your costs down, including:

  • Package – When you insure both your condo and auto with Kemper Personal Insurance.
  • Military – For active and retired members of the military, and Junior and Senior Cadets at a military academy.
  • Protective devices - Including alarms / detectors.

Where can I go to find an independent insurance agent in my neighborhood?
You can find a local independent insurance agent through our Find an Agent tool.

How can interested independent agents get appointed to sell Kemper Personal Insurance?
Interested agents can apply by filling out this form.

*Products vary in North Carolina. This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all underwriting companies. All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.