Kemper Personal Insurance Personal Umbrella Liability Coverage


Extend Coverage to Expand Protection
Personal Umbrella Liability coverage offers additional protection in the event of a covered loss - extending coverage beyond your standard auto or homeowners policy liability limits.

Personal Umbrella Liability Coverage provides protection against liability losses including:

  • Automobiles
  • Residences
  • Watercraft (small boats)
  • Property in Your Care
  • Libel and Slander
  • Defamation of Character
  • Invasion of Privacy

Personal Umbrella Liability Coverage Frequently Asked Questions

When would I need this coverage?
If you are deemed the responsible party in an accident, for example, and the judgment is higher than the liability limits of your home or auto policy, your assets - even perhaps your future earnings - need to cover the difference. Personal Umbrella Liability coverage picks up where your policy left off and covers the difference up to your selected limits.

How much coverage is available?
You can add $1 million or more of Personal Umbrella Liability Coverage in $1 million increments. 

Kemper Personal Insurance can help you with your Personal Umbrella Liability insurance needs. Talk to your independent agent today. If you don't have an agent, find one now.