Boat Insurance

Ensure smooth sailing ahead

On your boat, you're the captain of your own destiny. Adequate coverage is essential to protect yourself, your boat and your fellow sailors. 

Take to the water with peace of mind

When you add a Boat endorsement to your standard and preferred Homeowners policy, it covers:

  • Accidental loss to the boat, attached equipment, portable accessories, the motor and the trailer
  • Liability up to $100,000 for injury and property damage you cause to others as a result of the use of the boat or motor
  • Medical expenses up to $5,000 for guests other than family members who may be injured while on the boat (family members' medical expenses are generally covered under individual or family health care policies)

Chart a course for savings

Ask us about discounts on your Boat insurance, including:

  • Safety equipment credits
  • Seamanship credits
  • Package Plus policy discount (when you add a Boat endorsement to your Package Plus policy)

What else do I need to know?

Kemper can help you with your Boat insurance needs. Talk to your Independent Agent today. If you don’t have an agent, find one now.

 Go to Kemper Personal and Commercial Lines

Kemper Personal and Commercial Lines provides products and services for individuals, families and businesses who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.


All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.