Personal Property Insurance for your Valuables
Protect your most valuable possessions
Would a step inside your home make an antique dealer quiver with excitement? Maybe you have a very expensive engagement ring or home theater.
Adding personal property insurance to your Home, Condo or Renters insurance policy can provide additional coverage for most high-value possessions.
Blanket Valuable Items insurance
If you have groups of lesser-valued items, including china, jewelry, or other items you want to protect against loss, theft and disasters, Blanket Valuable Items coverage may be the right choice for you. No deductible applies and no appraisals are required to add the coverage to your policy.
Scheduled Personal Property insurance
Sometimes called a “floater,” this additional coverage is perfect for individual items of significant value. You can list each item on your policy, along with a specific amount of insurance you need for each. No deductible applies. Appraisals to determine the value of scheduled items may be required to add the coverage to your policy.
Personal Electronic Equipment insurance
If you have significant investments in electronic equipment, including computers or sound and home theater systems, consider Personal Electronic Equipment insurance. This includes coverage for accidental damage or loss, such as problems that might occur during installation. No deductible applies.
What else do I need to know?
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Kemper Preferred provides products and services for individuals and families who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.
Kemper Direct provides Auto, Home and Renters insurance to people who are comfortable buying insurance directly online or by phone with one of our licensed professionals.All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.