Personal Property Insurance for Your Valuables

Your grandmother’s wedding crystal. That bronze sculpture you bought in Italy. Your engagement ring.

Your home is filled with valuables that standard Homeowners, Condominium and Renters coverage may not fully protect. That’s why Kemper offers three enhancements that you can buy to ensure your belongings are fully covered.

Scheduled Personal Property

If you have individual items of significant value, you can list each item on your policy, along with a specific amount of insurance you need for each. No deductible applies; appraisals to determine value of scheduled items may be required.  

Blanket Valuable Items

If you have groups of lesser-valued items such as jewelry, golf equipment and collectibles, consider adding Blanket Valuable Items coverage to your policy. Your standard Homeowners policy covers items when they are stolen. When you choose this option, your items are covered even if they’re lost. And you can select coverage for groups of similar items, up to $50,000, with no deductible.

Personal Electronic Equipment Insurance

If you have significant investment in electronic equipment, including computers, sound and home theater systems, consider Personal Electronic Equipment insurance. No deductible applies.

What else do I need to know?

Kemper can help you with your Personal Valuables insurance needs. Talk to your Independent Agent today.  If you don't have an agent, find one now.

Go to Kemper Personal and Commercial Lines

Kemper Personal and Commercial Lines provides products and services for individuals, families and businesses who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.

Go to Kemper Direct

Kemper Direct provides Auto, Home and Renters insurance to people who are comfortable buying insurance directly online or by phone with one of our licensed professionals. 


All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.