Life and Health Insurance

Life Insurance

Insure what's really important

Our whole life products offer coverage for life at a level premium, paid over a choice of timeframes, with developing cash values. 

Our term products offer coverage for a limited time period, at a lower premium, with no cash value at the end of the policy's term. 

Health Insurance

We can help you with your health insurance needs, including coverage for 

  • Accidents
  • Home Confinement
  • Surgeries
  • Outpatient services
  • Medicare Supplement
  • Home Health Care
  • Cancer and Heart Care
  • Specified Disease and Critical Illness
  • Supplemental Dental and Vision Expense

Click a link below to find out more.

Go to Kemper Home Service Companies

Kemper Home Service Companies tailor products to individuals and families who want basic life and health coverage and protection for their personal belongings, along with personalized sales and service. 

Go to Reserve National

Reserve National tailors products to individuals who need a variety of hospital, surgical, accident, supplemental, home health care, specified disease and life insurance plans.



All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.