Personal Catastrophe Liability Insurance

Extra protection for everything you’ve worked for


You’ve worked hard to earn your lifestyle. Consider adding additional liability protection to your Auto, Home, Renters or Condo policy. Personal Catastrophe Liability coverage added to your other Kemper policy can protect you, your spouse and any relatives living in your home for $1 million or more.

When you choose to add this coverage to your standard and preferred Auto policy, we provide you with higher limits of protection in the event of a covered accident on your property or damage to someone else’s property negligently caused by you or your family. 

For example, if, as a result of your negligence:

  • Your neighbor slips and falls on your driveway, seriously injuring himself
  • The kayak tied to the car roof becomes untied and hits another car, injuring its passengers
  • A visiting child is hurt while playing in your swimming pool

You're covered anywhere in the world against:  

  • Auto liability
  • Personal liability
  • Fire damage liability
  • Watercraft liability (small boats)
  • Damage to property in your care
  • Homeowners, condominium owners or renters liability
  • Libel and slander
  • Defamation of character
  • Invasion of privacy

What else do I need to know?

Kemper can help you with your Personal Catastrophe Liability insurance needs. Talk to your Independent Agent today. If you don’t have an agent, find one now

Go to Kemper Personal and Commercial Lines

Kemper Personal and Commercial Lines provides products and services for individuals, families and businesses who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.

Go to Kemper Direct

Kemper Direct provides Auto, Home and Renters insurance to people who are comfortable buying insurance directly online or by phone with one of our licensed professionals. 


All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.