Renters Insurance

Protect Your Valuables for Less Than $1/Day!*

Thinking about buying renters insurance? You’re making a smart move!

Many renters don’t realize they need renters insurance to protect their personal property, but your landlord’s or building's insurance policy typically does not cover your belongings from losses due to fires, theft, or storm damage. Also, if someone, such as a house guest, had an accident in your apartment and decided to sue, you could be held responsible.  

The good news is you can help protect yourself and your valuables from these types of unfortunate situations with renters insurance.  Kemper Direct renters insurance policies include personal liability protection to pay for covered damages or injuries to others. The best part is you can get peace of mind for a low monthly price –  often under $1/day!

Renters Insurance Coverage

Your Kemper Direct renters insurance policy may cover your personal belongings such as:

  • televisions
  • clothes
  • furniture

And unlike many other insurance companies, a Kemper Direct Standard Renters Insurance policy covers your possessions for their full replacement value rather than what they might be worth today! Also included is Loss of Use coverage, which reimburses you for comparable living expenses that can exist when you are displaced from your home. And, if for some unfortunate reason you were to be sued for a covered loss, every Kemper Direct renters insurance policy includes coverage for your liability up to your purchased limits, and we provide legal representation for your defense.

Free, Instant Renters Insurance Quotes

Kemper Direct offers free, instant online renters insurance quotes! What are you waiting for? Just enter your zip code now and get protection for your valuables today. Select the liability and coverage you prefer.

If you have higher coverage needs, Kemper Direct offers additional renters insurance options through our call center. Call us at 800.231.4743 for more information.

Renters Insurance Discounts

Kemper Direct offers a Multi-Policy Discount for multi-policyholders. When you combine Kemper Direct renters insurance with Kemper Direct auto insurance, you can save even more on both!

Kemper Direct Renters Insurance

Kemper Direct continues to grow and is currently offering renters insurance in 27 states, including: Alabama, Arizona, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin.

*Rates vary by state, coverage, limits, deductible, location, and number of units in building

All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.

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Renters Insurance