Don't my association fees pay for my condo insurance?
Your condominium association most likely has insurance covering common areas and grounds of the complex. However, you still need condo insurance to protect what's inside your unit.
Condo insurance may cover you, for example, if your neighbor doesn't have condo insurance and has a fire, and the fire damages your personal belongings.
With a Kemper Condo insurance policy, you can be prepared for when the unexpected happens with coverage for:
- Loss or damage to personal property
- Personal liability in case of injury to others or damage to someone else's property
- Additional living expenses when your condo is damaged
- Medical expenses paid to others who are injured in your condo
You can receive additional discounts on our Condo insurance when you take extra precautions by having:
- Home sprinkler systems
- Fire and burglar alarms
- Fire extinguishers
- Smoke detectors
- Deadbolt locks
What else do I need to know?
- Find out more about our Auto insurance
- Additional liability protection is available
- Definitions of common insurance terms
Click a link below to learn more.
Kemper Preferred provides products and services for individuals and families who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.
Kemper Direct provides Auto, Home and Renters insurance to people who are comfortable buying insurance directly online or by phone with one of our licensed professionals.
All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.