Identity Fraud Expense Insurance

Do you know that the Federal Trade Commission estimates that the identities of 9 million Americans are stolen each year?

Having someone else assume your identity and use your credit can hurt your wallet. We offer Identity Fraud Expense coverage that can reimburse your costs if you are the victim of identity fraud.

You can add Identity Fraud Expense coverage to your Homeowners, Condominium, Renters or Package Plus policy. For a small annual premium, we provide up to $15,000 of coverage that pays for expenses incurred as a direct result of identity fraud, including:

  • Lost income (up to $5,000) resulting from time taken from work to meet with law enforcement
  • Costs to reapply for loans rejected because the lender received incorrect credit information
  • Costs of documents required by financial institutions to prove identity fraud
  • Reasonable attorney fees you may incur to defend against lawsuits, remove criminal or civil judgments wrongly entered against you, or to challenge the accuracy or completeness of your consumer credit report information

What else do I need to know?

Kemper can help you with your Identity Fraud Expense insurance needs. Talk to your Independent Agent today. If you don't have an agent, find one now.

Go to Kemper Personal and Commercial Lines

Kemper Personal and Commercial Lines provides products and services for individuals, families and businesses who want protection for their homes, vehicles and other valuables and sells through an exclusive network of independent agencies.

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Kemper Direct provides Auto, Home and Renters insurance to people who are comfortable buying insurance directly online or by phone with one of our licensed professionals. 

All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Furthermore, the products and prices of our various Kemper business segments differ. Coverage is subject to individual policyholders meeting the applicable underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.