WELCOME TO KEMPER SPECIALTY
Kemper Specialty® is one of the top auto insurance specialists in the U.S., and part of Kemper Corporation, a Chicago-based financial services company with about $8 billion in total assets. Our success is based on more than 60 years of providing reliable personal and commercial specialty automobile insurance through more than 8,500 independent agents and brokers in over 20 states. The Kemper Specialty underwriting member companies have the highly valued A.M. Best Company A- (Excellent) rating.
Headquartered in Dallas, Texas with offices also in Woodland Hills, California and Salem, Oregon, our experienced employees are ready to provide you with unsurpassed customer service along with our pledge that you can trust us to be there when you need us.
In this website, Kemper Specialty refers to one or more of the companies listed in the below section entitled, Underwriting Companies, with respect to that company’s operations when writing the business described in this website as Kemper Specialty.
Kemper Specialty underwrites personal and commercial lines insurance through Unitrin County Mutual Insurance Company, Alpha Property & Casualty Insurance Company, Charter Indemnity Company, and Financial Indemnity Company. The particular company or companies that your agent or broker would represent and that would issue your policy depends on where you live and the coverage(s) you need. For further information, please talk to one of our agents or brokers.
Terms and Conditions
Terrms and Conditions
This document and information contained within the site itself provide the Terms and Conditions relating your use of this site. Regardless of how you access this site, your use is expressly conditioned on your acceptance of the Terms and Conditions contained below and within the site itself. If you do not wish to be bound by the Terms and Conditions, please discontinue using and accessing this site immediately.
Kemper Specialty reserves the right to change the Terms and Conditions at any time without notice. You agree to be bound to any change to the Terms and Conditions when you access the site after any change is posted.
Purpose of Information on Web Site
The information contained herein is provided solely for general informational purposes and is not intended to be a contract, a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described. Only the actual insurance policy or contract can provide the actual terms, language, coverage amounts, conditions, and exclusions. For complete descriptions of the terms, conditions and exclusions of insurance coverage or other products or services, please contact us. All products and services referenced in this site are subject to certain qualification requirements, and may be changed at any time without notice. Products and services referenced in this site may not be available in all jurisdictions, nor in all underwriting companies.
Intellectual Property Rights / Reproduction of Information Prohibited
The contents of this site are protected by applicable copyright or other intellectual property laws. The trademarks, service marks, slogans, logos, trade dress and other identifiers displayed on this site are the property of Kemper Specialty or its affiliates, unless otherwise disclosed. You may print a copy of the information contained herein for your personal non-commercial use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without prior written permission of Kemper Specialty. All copyright and other proprietary notices must appear in all copies in the same manner as the original. In addition, any logo of such entity or service marks may not be used in advertising or publicity pertaining to distribution of this or any other material without specific, written prior permission.
Updating of Information Disclaimer
The information presented is intended to be accurate at the time it was published and every effort is made to keep that information accurate and current. However, no guarantee is made as to the accuracy of any material presented on this site and we are not responsible for, and hereby disclaim liability for any errors, omissions or availability of this information. We reserve the right to add, remove and change information at any time without notice. We also reserve the right to disable this web site at any time without notice.
Be aware that all Internet e-mail can potentially be viewed, copied or modified by unauthorized persons. We are not responsible for the security or confidentiality of any information sent using e-mail.
Disclaimer of Warranties and Liability
The information contained on this site, including, without limitation, products and services is provided "as is" without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the disclaimer of implied warranties, so the above disclaimer may be limited by law.
In no event shall Kemper Specialty, its underwriting companies, affiliates, subsidiaries, or parent companies be liable for any special, indirect, incidental or consequential damages or any other damages whatsoever resulting from or accompanying your use of this site. These include, without limitation, loss of use or data, loss of revenues or profits, failure of performance, in any action, whether based in contract, negligence or other tortious action, arising out of or in connection with the use of this site or performance of this information. In the event that certain states do not allow us to limit or exclude liability for incidental or consequential damages, our liability to you for all losses, damages, injuries and claims of any kind, whether the damages are claimed in contract, negligence or other tortious action, will be limited to the amount you have paid to access this site.
Jurisdiction and Severability
The “Terms and Conditions” shall be governed by and interpreted according to the laws of the state of Texas without respect to any conflict of law provisions. If any provision of the “Terms and Conditions” is held to be invalid or unenforceable, it will not affect the validity or enforceability of any other provision of the “Terms and Conditions.”
Kemper Specialty® is one of the top auto insurance specialists in the U.S., and part of Kemper Corporation, a Chicago-based financial services company with about $8 billion in total assets. Below is a list of underwriting companies with their respective principal places of business and other information:
Alpha Property & Casualty Insurance Company
400 S. Executive Drive, Suite 200, Brookfield, WI 53005
NAIC # 38156
State of Domicile: Wisconsin
Charter Indemnity Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 37524
State of Domicile: Texas
Unitrin County Mutual Insurance Company
8360 LBJ Freeway, Suite 400, Dallas, TX 75243
NAIC # 29351
State of Domicile: Texas
Financial Indemnity Company1
CA COA: 08986;
One East Wacker Drive, Chicago, IL 60601
NAIC # 19852
State of Domicile: Illinois
1Financial Indemnity Company maintains a Certificate of Authority to transact insurance in California. The California Certificate of Authority number (CA COA #) appears after the company name.