Our Family of Brands

The Kemper Property and Casualty Insurance Group of companies connects a network of regional insurance carriers that provide a range of personal lines and commercial auto insurance products to millions of customers across the nation. The group is comprised of Kemper Preferred, Unitrin Specialty and Unitrin Direct.

Kemper Life and Health Insurance Companies combined are one the top 100 life insurance providers in the nation. The companies are comprised of the Kemper Home Service Companies and Reserve National.


For You, Your Family, or Your Business


Kemper Preferred   Kemper Preferred provides personal automobile, homeowners, inland marine, boat owners, dwelling fire and personal umbrella insurance to preferred and standard-risk customers. Kemper Preferred's premier product, the Package Plus, is a combined automobile and homeowners insurance policy that provides the convenience of one transaction and billing process to fulfill individual insurance needs. Kemper Preferred operates in approximately 39 states and has over 2,600 independent agents as its sales force.
brands_specialtylines   Unitrin Specialty is one of the nation's largest specialty auto insurance providers. We tailor personal and commercial auto products and services for individuals and small businesses who may have specialized insurance needs due to coverage lapses, driving record issues, or other special circumstances that have made it difficult to protect their vehicles through standard insurance markets. Our goal is to become the most valued specialty provider in the independent agent market. Our team: 8,500 independent agents and brokers in 21 states.
brands_unitrindirect   Unitrin Direct offers auto, homeowners and renters insurance through our websites and call centers marketed primarily through direct mail, internet and radio advertising. In addition, Unitrin Direct preferred insurance specializes in the sale of personal insurance through employer-sponsored voluntary benefit programs. The Unitrin Direct segment actively writes a broad spectrum of personal auto insurance risks in 48 U.S. states plus the District of Columbia. The overall business strategy of Unitrin Direct emphasizes competitive pricing, quality customer service and sophisticated technology. In November 2010, Unitrin Direct launched a new marketing approach for direct-to-consumer insurance called iMingle® Insurance. iMingle is the first insurance provider tailored to the i Generation, those insurance consumers who expect technology and service to work together to make life easier.
web   The Kemper Home Service Companies, United Insurance, Union National, Reliable Life and Mutual Savings, employ a field force of nearly 2,600 career agents in 25 states. Our family of career agents provides service to customers in their homes and offer personalized, affordable insurance products developed for individuals and families of modest means. The Kemper Home Service Companies' administrative office is located in St. Louis, Missouri, and has a staff of more than 400 who support the efforts of the agents and field management.
brands_reservenational   Reserve National is our Oklahoma City-based independent agency company that distributes its products in 31 states through a network of approximately 275 independent agents and provides accident and health insurance coverages to individuals and small business owners primarily in rural areas with limited access to the benefits plans of larger markets. Reserve National offers products such as scheduled benefit hospitalization and surgical plans, critical illness, home health care, first-occurrence cancer and heart-attack policies and Medicare supplement insurance.